Thailand medical insurance and doctors in Phuket
Health and insurance in Phuket covers medical policies for a trip or for living in Thailand, and a doctor to your villa or hotel. The AURA catalogue lists AXA policies (personal and family, children from 15 days old), international CORIS policies, retiree programmes with no medical exam and a family Economy plan from a European insurer (all through the broker SBC Insurance), plus a 24/7 call-out doctor from Bajor Wellness.
Prices taken from the catalogue on 2026-11-06.
What you get
- AXA policies: direct billing with leading private hospitals and 24/7 telehealth.
- Retiree programmes — annual and monthly, with no medical examination.
- Arranged through an official broker licensed by the Thai OIC.
- A 24/7 call-out doctor to a villa, apartment or hotel.
- Insurance is required for some visa categories — check the rules for your own visa.
Options in the catalogue
- AXA Family Health Insurance — Thailand — price on request · SBC Insurance
- AXA Personal Health Insurance — Thailand — price on request · SBC Insurance
- CORIS Senior Insurance — Annual, No Medical Check-up — price on request · SBC Insurance
- CORIS Senior Insurance — Monthly Plan — price on request · SBC Insurance
- CORIS Worldwide Health Insurance — price on request · SBC Insurance
- Family Health Insurance — European Insurers, Economy Plan — price on request · SBC Insurance
- Bajor Wellness — doctor on call 24/7 — price on request · Bajor Wellness
Frequently asked questions
Do I need medical insurance for a trip to Thailand?
It is not always mandatory for tourist entry, but treatment in a private Phuket hospital is paid and expensive, and some visa categories — long-stay ones in particular — require it. The requirement depends on your specific visa, so check before you fly.
What does direct billing with a hospital mean?
The insurer pays the hospital directly, so you do not pay out of pocket and then chase a reimbursement. For the AXA policies in the catalogue this works with the leading private hospitals in Thailand.
How do I get a doctor to my villa or hotel in Phuket?
Through the Bajor Wellness card: a licensed clinic whose doctor comes out around the clock within 30–60 minutes and speaks Russian and English, for IV drips, food poisoning and dehydration, and lab tests at home. In a life-threatening emergency call Thailand’s ambulance number, 1669.
Does insurance cover a scooter accident?
The international CORIS policy in the catalogue covers motorcycle accidents and active sports. Check the exact claim conditions, including the driving-licence requirements, in the policy wording before you travel.
Can a retiree be insured without a medical exam?
Yes: the CORIS retiree programmes need no medical exam, accept ages up to 100 and can be paid annually or monthly. They cover in-patient and out-patient treatment, flare-ups of chronic conditions, emergency dental care and repatriation.
From what age can a child be insured?
The AXA family policy for living in Thailand covers children from 15 days old and, depending on the plan, pregnancy, childbirth and dental care. On the family Economy plan from a European insurer, the third and fourth child are free.
Can I do this in Russian or English?
Yes. The site, the bot and support work in Russian and English, and partners in the catalogue are selected on the same basis, so neither a Russian- nor an English-speaking client is left with a language barrier.
How quickly is a request confirmed?
The request itself takes about a minute. Confirmation is not automatic: a human manager on the partner side accepts it, and you get a notification on the site and in Telegram. It is usually quick, but the exact time depends on the partner.